Does Dental Insurance Cover Invisalign? Costs and Best Plans to Get

does insurance cover invisalign
Dental Insurance is an orthodontic treatment method that uses clear aligners to straighten teeth, a set of transparent plastic aligners that you wear over your teeth over a specific period of time.
Invisalign is a popular and well-known brand in orthodontics. Though it may rest on the pricier side, this form of treatment is appreciated by the majority of people due to some key facts like:
Invisible and less noticeable

which makes them a great option for anybody who wants less attention while being treated.

Removable

so you can remove it during eating.

Aesthetic

because of no metal brackets and wires

Ease in tooth cleaning

so no troubles when you brush your teeth or floss because of removability

Effective

they are safe, effective, and innovative orthodontic treatments

How much does Invisalign cost without insurance?On average, the price of Invisalign costs between $3,000 and $7,000 or more depending on your dental conditions. Some factors can influence the price:
Whether it is a severe condition or just a mild treatment
The length of treatment
The location of the orthodontist you visit
And insurance coverage

HSA (Health Savings Account)You can try HSA to pay for your out-of-pocket orthodontic costs. It is another tax-exempt account that can be provided through your employer.  HSA, or health savings account, can only be used by those who have a high-deductible health plan (HDHP).
Therefore, you can either deposit money yourself or the amount can be deducted from each paycheck to save into your HSA account. But your insurance company should be HSA-eligible. If not, you can still open an HSA account in a bank just as you meet the necessary requirements.
Like FSA, you need to save a certain amount of money yearly (around $3,600 per individual coverage for HSA) to cover your health care costs, but with the exception that with HSA, you don’t have the one-year limit.
One of the great advantages of a health savings account (HSA) is that you can also pay for your deductibles, coinsurance, or copayments. This helps you lower your health care expenses.
CareCreditCareCredit is a healthcare credit card designed specifically to pay for the costs of healthcare services. CareCredit offers financing for medical bills and health costs and is a good alternative for when your dental care is not covered by insurance. Because of that, it is a helpful way to overcome the higher costs of your elective dental treatments like implants, veneer, and clear aligners (Invisalign).
You will get different financing options which you should pay pack in fixed monthly installments (starts from 6 months to 24 months and more). But be careful about the higher APR you borrow in a longer period of time and also the higher deferred interest rate in case you don’t pay off your balance in full.